Thinking of moving? At some point we all chose to change our address, whether for more room, a better area or a change in job. Fake moving companies may call you, or drop you an email, or leave a flyer on your doorstep. In the ugliest situations, the company will quote a number verbally, move you into your new home, and then demand far more money than you expected. There are some cases of “movers” packing all your worldly possessions into a truck and then driving off with it. Do not fall for this scam. Most moving companies will offer to come to your home to see how much furniture they’ll need to move. They will give you a written estimate. They are bonded and have insurance. You get the point
Owed Money Scam
Most of us enjoy using automatic payments because they save time writing checks or looking up charges. But there are times you may have forgotten to pay up. Cards expire, payments fail to go through, and we forget about them. We may even miscalculate our taxes, resulting in a bill and monthly fine.
So when we receive a letter in the mail marked “Urgent: Payment Requested,” we often think we’ve done something wrong. Did you forget to pay a cable bill in 2007, and should you send a check for $72.89 now? The information is so specific, why should doubt the letter’s sender? The last thing you want is a collections agency on your tail, so why not just pay the fee and get it over with?
In this case, you should make sure the collector is real. It is perfectly reasonable to receive a letter from a collections agency, especially if you’ve moved a lot or are forgetful about paperwork. But before you send any money, spend a few minutes to see whether this company is legit.