SCAMS TO BEWARE OF

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SCAMScams to watch out for.

We’ve all had experience with scams, those requests from Nigeria that are obviously fake.  Unfortunately, scams are becoming harder to spot.    They are using real sounding emails, well written letters and corporate logos to lure their victims. it’s more important than ever to be aware because the effects can be felt for months or years .Usually they want fast money, but you’ll want to protect all your information  not just your credit numbers and bank accounts.

Job Scam…Some people joke about being “between jobs,” but there’s nothing funny about unemployment. Looking for a new job is stressful, scammers know this, and they prey on desperate people. Employment scams are common, and you don’t have to be jobless to find their offers enticing.  This year, we’ve noticed a rise in different types of job-related scams. These can look very convincing if you don’t know how to watch out for them.

Mailed Check: In this scam, you apply for a job and get a response. Your potential employer mails you a check. It’ll be made out to you for $500 or so. Of course, that should be a red flag. Why would they pay you before you start working?  They ask you to wire the funds back to them. If you do, their bad check won’t cover the funds so that the money will come out of your bank account.

Upfront Fees: Some fake companies will require an “activation fee,” or even upfront costs for “training” and “materials.” If you’re dying for work, you might convince yourself that this is normal because you need to “spend money to make money.” Don’t rationalize. Legitimate employers should not require fees.

Vacation Scam…Many Americans have much time off, travel is expensive and complicated, and they’ll only return to mountains of unfinished work, so why bother?  So when they receive an email about an all-expenses-paid vacation package to Hawaii, they may fall for it.  Yes, it’s possible to win a vacation, but if you don’t remember entering a contest, it probably is a scam.  They may call you, send you an email or post a vacation package on Facebook. Then they’ll ask for personal data, like a credit card number to “hold the reservation.”   Never give any information away unless you know for a fact that the company is legitimate.

Theatre Tickets Scams…Similar to vacation scams, these scams start with someone contacting you, or you respond to an advertisement. The scammer says they’re selling tickets for an event or a hot show.The tickets aren’t free, but they are theoretically discounted. Once they ask you to wire money or submit credit card information, you may not even know it’s a hoax. Tickets can be easy to reproduce with the right gear. You may not know you’ve been taken until you’re turned away at the event because the tickets were fake.

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